Iowa Paycheck Calculator 2026
Iowa has a flat 3.8% state income tax rate in 2026 as it continues its phased transition to a flat tax. This predictable rate makes calculating your Iowa state withholding straightforward. Use this calculator to model your complete Iowa paycheck breakdown.
Extra federal withholding per check (W-4 Line 4c).
⚠️ Estimates only. Consult a tax professional for exact advice.
Your Bi-weekly Paycheck
$2,251.56
That's 78.1% of your gross $2,884.62 check
Annual take-home: $58,541
Federal Tax
$302.77
Iowa Tax
$109.62
Social Security
$178.85
Medicare
$41.83
Total Withheld
$633.06
Effective Tax Rate
21.9%
Marginal Federal Rate
22.0%
Annual Income & Tax Breakdown
Per-Check vs. Annual Summary
| Component | Per Check (Bi-weekly) | Annual |
|---|---|---|
| Gross Pay | $2,884.62 | $75,000 |
| Federal Tax | $302.77 | $7,872 |
| State & Local Tax | $109.62 | $2,850 |
| Social Security | $178.85 | $4,650 |
| Medicare | $41.83 | $1,088 |
| Total Withheld | $633.06 | $16,460 |
| Take-Home Pay | $2,251.56 | $58,541 |
Annual Gross
$75,000
Annual Take-Home
$58,541
Effective Rate
21.9%
Disclaimer: Estimates only, using 2026 IRS tax schedules (IRS Rev. Proc. 2025-32) and best available state tax parameters. Actual paychecks vary based on employer benefits, retirement plans, and local tax codes.
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Iowa Taxes — Frequently Asked Questions
Does Iowa have state income tax in 2026?
Yes. Iowa applies a flat 3.8% state income tax. On a $85,000 salary that works out to $3,230 in state tax for 2026, on top of $10,072 federal income tax and $6,503 FICA.
How much is $85,000 after taxes in Iowa?
A single filer earning $85,000 in Iowa takes home approximately $65,196 per year — about $5,433/month or $2,508 per biweekly paycheck. Total taxes: $19,805 (23.3% effective rate), split between federal income tax ($10,072), FICA ($6,503), and Iowa state tax ($3,230).
How much is $120,000 after taxes in Iowa?
On a $120,000 salary in Iowa, a single filer keeps approximately $88,477 per year ($7,373/month). The overall effective tax rate is 26.27%, of which $4,560 is Iowa state income tax.
What is the Iowa state tax on a $65,000 salary?
Approximately $2,470 for 2026 (single filer). Combined with $5,672 federal income tax and $4,973 FICA, total deductions reach $13,115 and take-home pay is $51,886.
What percentage of my paycheck goes to taxes in Iowa?
Between 20.18% and 26.27% for salaries in the $65,000–$120,000 range (single filer, 2026 rates). The biggest pieces are federal income tax and 7.65% FICA; Iowa state tax adds roughly 3.8% at $85,000. Use the paycheck calculator above for your exact numbers.