Online Payroll Calculator — Calculate Employee Net Pay Instantly
Calculate payroll for any employee in any state — federal income tax, state income tax, Social Security, Medicare, and pre-tax deductions all included. No payroll software subscription. No account. Just accurate results.
Quick Answer
On a $75,000 annual salary paid bi-weekly, a single filer in Texas nets $2,361 per paycheck after $303 federal tax, $179 Social Security, and $42 Medicare. The employer pays an additional $221/paycheck in matching FICA. In California, the employee nets $2,126/paycheck after state tax.
Your Paycheck Details
Pre-Tax Deductions (per paycheck)
Your Take-Home Pay
Per bi-weekly paycheck · 2026 IRS data
Net Take-Home
$2,361.17
per bi-weekly paycheck
Gross Pay
$2,884.62
Effective Tax Rate
18.1%
Per-Paycheck Breakdown
Your Annual Summary
On $75,000.00 gross, you take home $61,390.50/year after $7,872.00 federal tax, $5,737.50 FICA (no state income tax). Your marginal federal rate is 22.0%.
Annual Totals
| Gross Salary | $75,000.00 |
| Federal Income Tax | −$7,872.00 |
| State Income Tax | $0 (no state tax) |
| Social Security | −$4,650.00 |
| Medicare | −$1,087.50 |
| Pre-Tax Deductions | $0 |
| Annual Take-Home | $61,390.50 |
2026 IRS data. State rates are approximate — see your state revenue department for exact withholding. Estimates only.
Total Payroll Cost to Employer
Annual employer cost = gross salary + employer FICA + FUTA
| Salary | Employer SS (6.2%) | Employer Medicare (1.45%) | FUTA (0.6%) | Total Employer Cost |
|---|---|---|---|---|
| $50,000 | $3,100 | $725 | $42 | $53,867 |
| $75,000 | $4,650 | $1,088 | $42 | $80,780 |
| $100,000 | $6,200 | $1,450 | $42 | $107,692 |
| $150,000 | $9,269 | $2,175 | $42 | $161,486 |
SS capped at $184,500 wage base in 2026. FUTA capped at first $7,000 of wages. Does not include state unemployment (SUTA) which varies by state.
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Online Payroll Calculator by State
State income tax is the biggest variable in net payroll. Select your employee's state for an exact breakdown.
Frequently Asked Questions
How do I calculate payroll online for free?
Enter your employee's gross salary (or hourly rate × hours), select pay frequency, state, and filing status. The calculator applies 2026 IRS withholding tables for federal income tax and deducts FICA (Social Security 6.2% + Medicare 1.45%) plus state income tax. No payroll software subscription required.
What is the difference between gross payroll and net payroll?
Gross payroll is the total amount you pay an employee before deductions. Net payroll is the employee's take-home check after federal income tax, state income tax, Social Security (6.2%), Medicare (1.45%), and any pre-tax deductions. On a $75,000 salary in Texas, gross annual payroll is $75,000 and net is approximately $61,390.
How much does payroll tax cost an employer?
Employers match the employee's FICA contribution: 6.2% for Social Security (up to the $184,500 wage base in 2026) and 1.45% for Medicare — totaling 7.65% employer payroll tax per employee. For a $75,000 salary, employer payroll tax is approximately $5,738/year. FUTA (0.6% on first $7,000) adds $42/year per employee.
What payroll taxes do I withhold from employees?
From each employee paycheck, withhold: (1) Federal income tax per IRS withholding tables and W-4, (2) Social Security 6.2% up to $184,500 wage base, (3) Medicare 1.45% with no cap, (4) State income tax per state guidelines, and (5) any court-ordered garnishments. Pre-tax deductions like 401k and health insurance reduce the taxable base.
What is a payroll calculator used for?
A payroll calculator converts gross salary into net employee pay, accounting for all withholdings. It's used by small business owners to estimate payroll costs, employees to verify their paycheck accuracy, HR departments for offer letter creation, and job seekers to compare compensation packages across states.
How often should payroll be run?
The most common pay frequencies in the US are: bi-weekly (every 2 weeks, 26 paychecks/year) — used by 43% of employers; semi-monthly (twice a month, 24 paychecks/year) — common for salaried staff; weekly (52 paychecks/year) — common in hourly/retail; and monthly (12 paychecks/year) — less common. Bi-weekly and semi-monthly are most standard.
How much should I withhold from a $50,000 salary paycheck?
On a $50,000 annual salary paid bi-weekly (single filer, Texas), withhold per paycheck: federal income tax $147, Social Security $119, Medicare $28. Total withholding: $294/paycheck. The employee nets $1,629/paycheck. State tax adds $0 in Texas or up to $192 in California.
Can I do payroll myself without software?
Yes — for small businesses with 1–5 employees, manual payroll using IRS Publication 15-T withholding tables and this calculator is feasible. For 5+ employees, payroll software like Gusto, ADP, or Paychex reduces errors and automates tax filing. The IRS also requires employers to file Form 941 quarterly and W-2s annually regardless of how payroll is processed.