Commission Calculator — Minnesota 2026
Minnesota has one of the higher progressive income tax rates, up to 9.85% on commission income. Calculate your commission pay and total compensation in Minnesota with 2026 tax data.
Minnesota State Income Tax on Commission: up to 9.85%
Combined with federal income tax and FICA, high commission earners in Minnesota can have effective total tax rates of 35–42%.
Commission Structure
Enter $0 for pure commission roles
Your Commission Breakdown
Commission Earned
$20,000.00
Effective rate: 10.00%
Total Annual Compensation
$70,000.00
Base + Commission
Monthly Take
$5,833.33
Bi-weekly Take
$2,692.31
On $200,000.00 in sales with a 10.00% commission structure, you earn $20,000.00 in commission. Combined with $50,000.00 base, your total comp is $70,000.00/year — $5,833.33/month.
Commission at Different Sales Levels
| Annual Sales | Commission | Total Comp | Monthly |
|---|---|---|---|
| $100,000.00 | $10,000.00 | $60,000.00 | $5,000.00 |
| $150,000.00 | $15,000.00 | $65,000.00 | $5,416.67 |
| $200,000.00 | $20,000.00 | $70,000.00 | $5,833.33 |
| $300,000.00 | $30,000.00 | $80,000.00 | $6,666.67 |
| $500,000.00 | $50,000.00 | $100,000.00 | $8,333.33 |
| $750,000.00 | $75,000.00 | $125,000.00 | $10,416.67 |
| $1,000,000.00 | $100,000.00 | $150,000.00 | $12,500.00 |
Commission Tax FAQs — Minnesota
How is commission income taxed in Minnesota?
In Minnesota, commission income is treated as ordinary income and taxed at state income tax rates up to 9.85%. Combined with federal income tax (10%–37%) and FICA (7.65%), top commission earners in Minnesota can see effective total tax rates of 40%+.
What is the total tax rate on commission income in Minnesota?
A commission earner in Minnesota with $150,000 in total comp (base + commission) pays approximately 22–24% federal income tax, 7.65% FICA, and up to 9.85% Minnesota state income tax. Total effective tax rates typically range from 28–38% depending on income level.
Do commission payments get withheld differently in Minnesota?
Employers in Minnesota withhold federal taxes on commission income using either the 22% flat supplemental rate or the aggregate method. Minnesota state income tax withholding is also applied to commission payments. The actual tax rate owed is calculated when you file your annual return.
Is commission income subject to FICA in Minnesota?
Yes — FICA (Social Security at 6.2% up to $184,500 and Medicare at 1.45%) applies to all W-2 earned income in every state, including Minnesota. This is a federal tax and is not affected by state law. Independent contractors who receive 1099 commission income pay self-employment tax (15.3%) instead.
Should I live in Minnesota as a commission-based sales professional?
Minnesota's 9.85% top income tax rate is a meaningful factor for high commission earners. A sales rep earning $300,000 in total comp would pay approximately 29,550 in Minnesota state income tax. Comparing this to zero-income-tax states like Texas or Florida can reveal significant savings for relocating professionals.
Minnesota Taxes — Frequently Asked Questions
Does Minnesota have state income tax in 2026?
Yes. Minnesota uses progressive state income tax brackets. On a $80,000 salary (single filer) the state tax comes to $5,004 for 2026, with a marginal state rate of 6.8% — on top of $8,972 federal income tax and $6,120 FICA.
How much is $80,000 after taxes in Minnesota?
A single filer earning $80,000 in Minnesota takes home approximately $59,904 per year — about $4,992/month or $2,304 per biweekly paycheck. Total taxes: $20,096 (25.12% effective rate), split between federal income tax ($8,972), FICA ($6,120), and Minnesota state tax ($5,004).
How much is $110,000 after taxes in Minnesota?
On a $110,000 salary in Minnesota, a single filer keeps approximately $78,851 per year ($6,571/month). The overall effective tax rate is 28.32%, of which $7,162 is Minnesota state income tax.
What is the Minnesota state tax on a $60,000 salary?
Approximately $3,644 for 2026 (single filer). Combined with $5,030 federal income tax and $4,590 FICA, total deductions reach $13,263 and take-home pay is $46,737.
What percentage of my paycheck goes to taxes in Minnesota?
Between 22.11% and 28.32% for salaries in the $60,000–$110,000 range (single filer, 2026 rates). The biggest pieces are federal income tax and 7.65% FICA; Minnesota state tax adds roughly 6.25% at $80,000. Use the commission calculator above for your exact numbers.