Minnesota · Bonus Tax · Flat vs Aggregate · 2026 IRS Data

Bonus Tax Calculator 2026 — Minnesota

Minnesota taxes bonus income as ordinary income under its state income tax structure, adding to the federal 22% supplemental rate and FICA withheld from your bonus. Use this calculator to see your exact bonus take-home in Minnesota after all federal and state deductions.

Also see: Minnesota 1099 Tax Calculator →

Bonus Details

$

Enter the gross bonus before any taxes

$

Needed to calculate the aggregate method

Your Bonus After Tax

$6,355(flat method)

You keep 63.5% of your bonus — 36.4% effective tax rate

Method Comparison

Flat Method
(22% fed — most employers)
Aggregate Method
(combined bracket)
Bonus Amount$10,000$10,000
Federal Tax$2,200$2,200
Social Security$620$620
Medicare$145$145
State Tax$680$680
Net Bonus$6,355$6,355
Effective Rate36.4%36.4%

Which method does your employer use? Most employers use the flat 22% federal supplemental withholding rate — it's simpler to administer. The aggregate method applies if your employer combines your bonus with a regular paycheck. Either way, your actual tax liability is the same when you file your return — only the withholding differs.

Frequently Asked Questions

Does my state tax my bonus the same as regular income?

Most states treat bonus income as ordinary income subject to the same rates as your regular salary. A handful of states mirror the federal supplemental withholding rate for administrative convenience, but all states reconcile your actual tax liability when you file your return. The calculator above applies your state's income tax rate to the bonus amount directly.

What is the difference between flat and aggregate method for state taxes?

Most states default to the aggregate method — they combine the bonus with your regular pay and withhold at the combined rate. A few states have their own supplemental withholding rate. Either way, the actual tax owed is determined at filing based on your total annual income. This calculator uses the differential (aggregate) approach to estimate state tax on your bonus.

Minnesota Taxes — Frequently Asked Questions

Does Minnesota have state income tax in 2026?

Yes. Minnesota uses progressive state income tax brackets. On a $85,000 salary (single filer) the state tax comes to $5,344 for 2026, with a marginal state rate of 6.8% — on top of $10,072 federal income tax and $6,503 FICA.

How much is $85,000 after taxes in Minnesota?

A single filer earning $85,000 in Minnesota takes home approximately $63,082 per year — about $5,257/month or $2,426 per biweekly paycheck. Total taxes: $21,918 (25.79% effective rate), split between federal income tax ($10,072), FICA ($6,503), and Minnesota state tax ($5,344).

How much is $120,000 after taxes in Minnesota?

On a $120,000 salary in Minnesota, a single filer keeps approximately $85,090 per year ($7,091/month). The overall effective tax rate is 29.09%, of which $7,947 is Minnesota state income tax.

What is the Minnesota state tax on a $65,000 salary?

Approximately $3,984 for 2026 (single filer). Combined with $5,672 federal income tax and $4,973 FICA, total deductions reach $14,628 and take-home pay is $50,372.

What percentage of my paycheck goes to taxes in Minnesota?

Between 22.51% and 29.09% for salaries in the $65,000–$120,000 range (single filer, 2026 rates). The biggest pieces are federal income tax and 7.65% FICA; Minnesota state tax adds roughly 6.29% at $85,000. Use the bonus tax calculator above for your exact numbers.