Home/Blog/State Taxes

Pennsylvania Pay Calculator: Take-Home Pay in 2026

MRBy Michael Reyes, CFP® Updated June 30, 2026 7 min read

Quick Answer

Pennsylvania has a flat 3.07% state income tax — no brackets, no standard deduction. On a $60,000 salary, a single filer takes home about $48,539 a year (~$1,867 per bi-weekly check) after federal tax, FICA, and PA's 3.07%. Most PA towns also add a local Earned Income Tax of about 1%, and Philadelphia has its own ~3.75% wage tax. Use our Pennsylvania paycheck calculator for your exact take-home.

Pennsylvania keeps its state income tax refreshingly simple: one flat rate of 3.07% for everyone, no brackets to figure out. But there are two wrinkles that trip people up — no state standard deduction, and a patchwork of local taxes on top. Here's how to work out your real Pennsylvania take-home pay.

Pennsylvania's flat income tax

PA state income tax = 3.07% flat. Everyone pays the same rate regardless of income, and it applies from the first dollar — Pennsylvania has no standard deduction or personal exemption.

That flat structure makes the state portion of your paycheck easy to estimate: just multiply your gross pay by 0.0307. A $60,000 salary owes $1,842 in state tax; $100,000 owes $3,070. The rate has held steady since 2004, so it's reliable year to year.

What's taken out of a Pennsylvania paycheck

  • Federal income tax — 2026 brackets (10%–37%), after the federal standard deduction and your W-4.
  • Social Security — 6.2% of wages up to $184,500.
  • Medicare — 1.45% of all wages.
  • PA state tax — flat 3.07% of compensation.
  • Local Earned Income Tax (EIT) — usually about 1%, depending on your municipality and school district.

Pennsylvania take-home pay by salary (2026)

Single filer, federal income tax + FICA + PA state tax (3.07%). Local EIT is not included — add roughly 1% of gross where applicable.

SalaryFederal taxFICAPA taxTake-home / yr
$40,000$2,630$3,060$1,228$33,083
$50,000$3,830$3,825$1,535$40,811
$60,000$5,030$4,590$1,842$48,539
$75,000$7,872$5,738$2,303$59,088
$100,000$13,372$7,650$3,070$75,908

2026 IRS data (Revenue Procedure 2025-32) + PA Department of Revenue. Single filer, standard federal deduction. Run your exact Pennsylvania paycheck →

Don't forget local Earned Income Tax

Pennsylvania is one of the few states where local income tax is the norm. Most municipalities and school districts charge an Earned Income Tax (EIT), commonly around 1% of gross wages, collected right out of your paycheck.

Philadelphia is different. Instead of a ~1% EIT, the city levies a City Wage Tax — about 3.75% for residents in 2026 (less for non-residents working in the city). That's on top of the 3.07% state tax, so a Philadelphia paycheck is taxed noticeably more than the rest of the state.

On a $60,000 salary, a 1% local EIT is about $600 a year — enough to matter. Always check your specific municipality's rate.

Calculate your Pennsylvania take-home pay

Because the state rate is flat, the math is straightforward:

  1. Federal income tax on income after the standard deduction.
  2. FICA = 7.65% of gross (6.2% + 1.45%).
  3. PA state tax = gross × 3.07%.
  4. Local EIT = gross × your local rate (≈1%, or Philadelphia's wage tax).

Let a calculator handle the federal brackets and FICA for you. The Pennsylvania paycheck calculator gives you a per-paycheck breakdown, and the Pennsylvania salary calculator shows annual, monthly, and bi-weekly take-home for any salary.

Frequently Asked Questions

What is the Pennsylvania income tax rate in 2026?

Pennsylvania has a flat state income tax of 3.07%, one of the lowest flat rates in the country. It applies to nearly all earned income with no brackets — everyone pays the same 3.07% regardless of how much they make. The rate has been stable since 2004.

How much is $60,000 after taxes in Pennsylvania?

A single filer earning $60,000 in Pennsylvania takes home about $48,539 a year — roughly $4,045 a month or $1,867 per bi-weekly paycheck — after federal income tax ($5,030), FICA ($4,590), and PA state tax of $1,842 (3.07%). Local Earned Income Tax, if your municipality has one, would lower that by a few hundred dollars more.

Does Pennsylvania have local income taxes?

Yes. Most Pennsylvania municipalities and school districts levy a local Earned Income Tax (EIT), commonly around 1% of gross wages, on top of the 3.07% state tax. Philadelphia has its own higher wage tax instead (about 3.75% for residents in 2026). Your local rate depends on where you live and work.

Does Pennsylvania have a standard deduction?

No. Unlike the federal system, Pennsylvania has no standard deduction and no personal exemption — the flat 3.07% applies to your taxable compensation from the first dollar. It also does not tax 401(k) contributions the same way the IRS does, so your PA taxable wages can differ slightly from your federal taxable income.

What taxes are taken out of a Pennsylvania paycheck?

Four main ones: federal income tax (2026 brackets, based on your W-4), Social Security (6.2%), Medicare (1.45%), and Pennsylvania state tax (flat 3.07%). Most workers also pay a local Earned Income Tax of about 1%. Together these typically take 17–24% of gross pay for middle incomes.

Is Pennsylvania a low-tax state for income?

For income tax, relatively yes — the 3.07% flat rate is low compared with progressive states like California or New York, where higher earners pay much more. But Pennsylvania's local Earned Income Taxes and property taxes add to the total burden, so factor those in when comparing take-home pay.

How do I calculate my Pennsylvania take-home pay?

Subtract federal income tax, Social Security (6.2%), Medicare (1.45%), PA state tax (3.07% of wages), and any local EIT from your gross pay. Because PA's rate is flat, the state portion is easy: gross × 0.0307. Our Pennsylvania paycheck calculator does the full breakdown, including federal and FICA.

Does Philadelphia have a different income tax?

Yes. Philadelphia levies a City Wage Tax instead of the typical local EIT — about 3.75% for residents and a lower rate for non-residents who work in the city (rates adjust periodically). This is in addition to the 3.07% state tax, so Philadelphia workers have a higher local tax burden than most of Pennsylvania.