Iowa After-Tax Income Calculator 2026
Iowa's flat 3.8% income tax after recent reforms represents a meaningful improvement in after-tax purchasing power for Iowa residents. The state comparison tool shows how Iowa now stacks up against both no-tax states and higher-progressive-rate states on the same salary.
401(k), HSA, health insurance, etc.
After-Tax Income · Iowa
$75,178/year
Monthly
$6,265
Weekly
$1,446
Effective Rate
24.8%
Federal Tax
$13,372
Iowa Tax
$3,800
Social Security
$6,200
Medicare
$1,450
Effective Tax Rate
24.8%
Marginal Federal Rate
22.0%
Iowa Income Breakdown
Disclaimer: Estimates use 2026 IRS tax schedules (IRS Rev. Proc. 2025-32) and the best available state tax data. Actual after-tax income varies by deductions, local taxes, and employer withholding not captured here.
Frequently Asked Questions
How do I use the state comparison feature?
Enter your gross income, filing status, and primary state. Then select a second state in the 'Compare With State' dropdown. The calculator will show your after-tax income side-by-side and tell you exactly how much more or less you'd keep in each state on the same salary.
Why does state matter so much for after-tax income?
State income taxes vary from 0% (in no-tax states like Texas and Florida) to over 13% (California at the top bracket). On a $100,000 salary, this difference can be worth $5,000–$12,000 per year in after-tax purchasing power — a material impact on savings, investments, and lifestyle.
Does federal tax change when I move states?
No — federal income tax is the same regardless of which US state you live in. Only the state income tax row changes when you compare states. FICA (Social Security and Medicare) also stays the same across all states.
Iowa Taxes — Frequently Asked Questions
Does Iowa have state income tax in 2026?
Yes. Iowa applies a flat 3.8% state income tax. On a $85,000 salary that works out to $3,230 in state tax for 2026, on top of $10,072 federal income tax and $6,503 FICA.
How much is $85,000 after taxes in Iowa?
A single filer earning $85,000 in Iowa takes home approximately $65,196 per year — about $5,433/month or $2,508 per biweekly paycheck. Total taxes: $19,805 (23.3% effective rate), split between federal income tax ($10,072), FICA ($6,503), and Iowa state tax ($3,230).
How much is $120,000 after taxes in Iowa?
On a $120,000 salary in Iowa, a single filer keeps approximately $88,477 per year ($7,373/month). The overall effective tax rate is 26.27%, of which $4,560 is Iowa state income tax.
What is the Iowa state tax on a $65,000 salary?
Approximately $2,470 for 2026 (single filer). Combined with $5,672 federal income tax and $4,973 FICA, total deductions reach $13,115 and take-home pay is $51,886.
What percentage of my paycheck goes to taxes in Iowa?
Between 20.18% and 26.27% for salaries in the $65,000–$120,000 range (single filer, 2026 rates). The biggest pieces are federal income tax and 7.65% FICA; Iowa state tax adds roughly 3.8% at $85,000. Use the after-tax income calculator above for your exact numbers.